Agrim housing finance board is constituted with an objective to have board members with diverse experience so that the board can exercise oversight on all areas of company operations and apply highest level of corporate governance.
An Engineer, MBA and a doctorate in Micro lending from XLRI, Malcolm has over 23 years of experience with Siemens and Tatas, Private Banks in ICICI Bank and Yes Bank, and MNC Banks in Scotiabank and Standard Chartered Bank. He is an expert in Mortgages, MSME, Digital lending & Fraud Control Measures. He has been instrumental in building books of $3 bn and $10 bn in his past 2 organisations at low default. His experience is primarily in retail loans specifically affordable housing loans, data analytics models and fintech. Malcolm is keen marathon runner.
A Chartered Accountant with over 23 years of experience in Risk Management, Treasury, Asset Liability Management, Capital Planning. ICAAP and Stress testing across India and Middle East with reputed banks like Barclays, DCB, IDBI Bank, Credit Lyonnais, Kuwait International Bank(KIB) Al Ahli Bank of Kuwait. He has been involved in digital transformation of banks, setting up Corporate Governance and Risk Appetite frameworks for banks and Enterprise Risk Management consultancy.
Mr Pinak Pani Maitra, a recipient of CFO of MENA region award in 2011 by ICA of England and Wales, from 2016 to 2018, he was named amongst the top Indian Business Leaders by Forbes Middle East. He is the group CFO with KIPCO, a Kuwait based conglomerate with Assets of US$ 37 Billion.
Anuja Saraf, is a Certified Public Accountant, Singapore, member of the Association of Chartered Certified Accountants, UK, and of the Institute of the Institute of Singapore Chartered Accountants. Anuja is based in Singapore; with over 15 years of experience in statutory Audit and taxation of various industries ranging from start-ups to listed Companies and provides advisory/consulting/mentoring/IFRS to Fintechs and Start-ups grow to a regional / global scale.
Anuja has a track record of setting best practices, mentoring and building strong teams in the industry, and she passionately believes in giving back to society, and is involved in many community development projects. Amongst others, she is founding member of a charitable company involved in the welfare of Migrant workers in
Singapore.
A Chartered and Cost Accountant with 30 years of experience in Financial services and Management Consulting covering Business Strategy and Risk Management in Citibank and Tata group. Arijit founded Samvit Insights, a Management Consulting and Corporate Training firm focused on Banking and Financial Service in 2009. He is also associated with International Finance Corporation (World Bank Group, Washington DC) and Asian Development Bank (ADB, Manila) in consulting capacity specialising in MSME, Affordable Housing, Retail, Supply Chain, Embedded finance and Banking on Women across Asia Pacific.
Agrim housing finance board is constituted with an objective to have board members with diverse experience so that the board can exercise oversight on all areas of company operations and apply highest level of corporate governance.
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