Current State

Agrim powered Marketplace

India’s first search portal dedicated to affordable housing showcasing properties of 5-50 lakhs with a choice of environmentally friendly homes.

USP's

First affordable property portal with properties between `5-50 lakhs

Self-upload of property and go live in 10 min

First portal to give Green Rating to affordable
properties

Opportunities for affordable housing builders to
market properties to EWS and LIG customers

B2C Finance &
Protect my Home

Sourcing Modes

First HFC to give instant pre-approval for housing loans through digital access

More than 100% increase in origination

Our innovative digital proprietary models increase access to credit for EWS and LIG customers in comparison to a traditional financial institution by 74%

Sourcing Modes

First HFC to give instant pre-approval for housing loans through digital access

More than 100% increase in origination

Our innovative digital proprietary models increase access to credit for EWS and LIG customers in comparison to a traditional financial institution by 74%

  • Low default rate by 70%
  • Use of our innovative proprietory scorecards
    powered by Artificial Intelligence & Machine
    Learning to accurately minimise risk
  • Helping Government of India to accelerate
    disbursement under Pradhan Mantri Awas
    Yojana (PMAY)
  • Digitally reaching millions of affordable housing customers and enabling financial inclusion
  • lncrease access to credit:
    5 x Banks + 2 x NBFCs
  • ln sync with Government of India: ‘Housing for All by 2022’ vision
  • Digitally enabling priority sector lending

ATOM

Proprietary Tech Platform

APIs at Source
Agrim LOS
Agrim LMS

Easy access to home loan in just a few clicks

First in the market “Insta home loan App” to give pre-approval in 10 minutes to Economically Weaker Section(EWS) and Low Income Group(LIG) households giving them dignity and realise “Housing for All” goal in India.

B2B Agrim HFC as a lending Aggregator

Digitally reaching millions of affordable housing customers and enabling financial inclusion

Increase access to credit: 5 x Banks + 2 x NBFCs

ln sync with Government of India: ‘Housing for All by 2022’ vision

Digitally enabling priority sector lending

Credit Approval & Dissbursment

Own Book

Private Sector Banks

NBFC's

HFC's

Agrim as Lending Aggregator

Our B2B partnership approach allows traditional lenders to access the quality lead generation capability of Agrim. Qualified customer leads are used to build our own books and distributed to traditional banks, non-banking finance companies and other housing finance companies. We feel privileged on two counts: Firstly, Agrim HFC is trusted by its partners to act as an aggregator and secondly we are gaining trust to facilitate an increased quantum of loan to allow many more members of our community to buy their first home.

FUTURE STATE

MARKET PLACE FOR BUILDERS

AGRIM HFC’s digital market place for affordable builders for sourcing sustainable building materials and access to state-of-the-art technology

Promote green buildings

Direct access to suppliers at competitive rates

AGRIM HFC’s digital market place for affordable builders for sourcing sustainable building materials and access to state-of-the-art technology

Promote green buildings
Direct access to suppliers at competitive rates

OVERALL OUTCOMES

  • Creating a marketplace for our customers in the EWS & LIG segment to increase their income
  • Extending our digital home loan module to other loans such as asset-backed loans,
    gen-next loans (educational loans etc for the childrens of our customers) and mobility loans
    (all type of vehicle loans)
  • Making low risk investment options digitally available for EWS & LIG segment

 

 

OVERALL OUTCOMES

  • Creating a marketplace for our customers in the EWS & LIG segment to increase their income
  • Extending our digital home loan module to other loans such as asset-backed loans,
    gen-next loans (educational loans etc for the childrens of our customers) and mobility loans
    (all type of vehicle loans)
  • Making low risk investment options digitally available for EWS & LIG segment

 

 

DIGITAL ACCESS TO LIG & EWS SEGMENT

Digital wealth creation for EWS and LIG

Extending existing digital housing loan model for other loans

1

B2C Find My Home

2

B2C Finance & Protect my Home

3

Agrim HFC as Lending Aggregator

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