OUR FOUNDERS

Agrim housing finance founders are professional with vast experience in banking.

Chairman & Co-founder

Mr. Devesh Sharma

A Chartered Accountant with over 23 years of experience in Risk Management,  Treasury, Asset Liability Management, Capital Planning. ICAAP and Stress testing   across India and Middle East with reputed banks like Barclays, DCB, IDBI Bank, Credit Lyonnais, Kuwait International Bank(KIB) Al Ahli Bank of Kuwait. He has been  involved in digital transformation of banks, setting up Corporate Governance and Risk Appetite frameworks for banks and Enterprise Risk Management consultancy.

CEO & Co-founder

Dr. Malcolm Athaide

An Engineer, MBA and a doctorate in Micro lending from XLRI, Malcolm has over 23 years of experience with Siemens and Tatas, Private Banks in ICICI Bank and Yes Bank, and MNC Banks in Scotiabank and Standard Chartered Bank. He is an expert in Mortgages, MSME, Digital lending & Fraud Control Measures. He has been instrumental in building books of $3bn and $10 bn in his past 2 organisations at low default. His experience is primarily in retail loans specifically affordable housing loans, data analytics models and fintech. Malcolm is keen marathon runner.

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OUR FOUNDERS

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Agrim housing finance founders are professional with vast experience in banking.

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     Chairman & Co-founder

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Mr. Devesh Sharma

 [/la_heading][vc_column_text css_animation=”fadeInUp” css=”.vc_custom_1595946400568{margin-top: -35px !important;margin-right: 52px !important;}”]A Chartered Accountant with over 23 years of experience in Risk Management,  Treasury, Asset Liability Management, Capital Planning. ICAAP and Stress testing   across India and Middle East with reputed banks like Barclays, DCB, IDBI Bank, Credit Lyonnais, Kuwait International Bank(KIB) Al Ahli Bank of Kuwait. He has been  involved in digital transformation of banks, setting up Corporate Governance and Risk Appetite frameworks for banks and Enterprise Risk Management consultancy.  [/vc_column_text][/vc_column][/vc_row][vc_row][vc_column width=”1/3″][vc_single_image image=”3935″ img_size=”250 x 250 px” alignment=”center”][la_heading subtitle_color=”#317dbf” css=”.vc_custom_1579524446228{margin-top: -20px !important;}”]

CEO & Co-founder

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Dr. Malcolm Athaide

 [/la_heading][vc_column_text css_animation=”fadeInUp” css=”.vc_custom_1597652339814{margin-top: -35px !important;margin-right: 52px !important;}”]An Engineer, MBA and a doctorate in Micro lending from XLRI, Malcolm has over 23 years of experience with Siemens and Tatas, Private Banks in ICICI Bank and Yes Bank, and MNC Banks in Scotiabank and Standard Chartered Bank. He is an expert in Mortgages, MSME, Digital lending & Fraud Control Measures. He has been instrumental in building books of $3bn and $10 bn in his past 2 organisations at low default. His experience is primarily in retail loans specifically affordable housing loans, data analytics models and fintech. Malcolm is keen marathon runner.[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column width=”1/4″][vc_column_text]

The Agrim Story

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Board Members

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Investor Relations

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Partners

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