HOME LOAN

Housing is a basic human need and there is a vast majority of individuals in India who are deprived of good living conditions and don’t have a proper home. We at Agrim Housing Finance aim to make a difference to the standard of living of the self-employed who do not have access to financing due to lack of proper banking and thereby don’t qualify for a loan as part of the traditional formal assessment.

Agrim Housing Finance through its proprietary risk models, alternate data scoring, fraud/trust scoring and AI techniques is able to properly assess this segment and offer loans to individuals  who want to move in their own house to live comfortably. 

Agrim Housing Finance provides end to end digital ecosystem from Search of the property to financing the property and protecting the home and also opportunities to enhance the financial wellbeing of its customers.

A. Search your Affordable Dream Home – apnagharkhoj.com

  1. Find your dream affordable home with apnagharkhoj.com the first dedicated portal for Affordable housing search.
  2. Best offers on affordable houses to get great value for money
  3. Environment and Project rating to help you make the right decision
  4. Intelligent and interactive features to decide your location and property

B. Finance your Dream Affordable Home –

We will help provide finance to buy your dream home in the most convenient, transparent and secure manner.

Types of Affordable Home Loans-

  1. Home loan for the purchase of ready to move in Apartment, Flat, Independent home
  2. Self-Construction of Independent home
  3. Extension or Renovation in your existing home

Basic Home Loan Information-

  1. Loan amount INR 5 lacs to INR 25 lacs
  2. Loan tenor: up to 15 years
  3. Rate of Interest: Interest rate would be 11-16% for Home loans
  4. Processing fees would be 1% – 2.5%.
  5. Interest rate: Salaried : 11%-14.5%, Self Employed : 12%-16.5%

Affordable Home Loan Sanction Process-

I)     In Principle Approval in 10 Minutes

    1. Download our Agrim App
    2. Take Photo of Aadhar and Pan Card
    3. Answer simple questions
    4. Get In-principle approval

II)    Agrim Housing Finance(AHF) Official Visit and Personal Discussion the next day

    1. Agrim Housing Finance official visits your place, explain you our process and gets to know you and your business activity and collects all the documents
    2. Agrim Housing Finance officials meet up with you again or do a video call and have a personal discussion to understand your exact plan, needs, requirement, and repayment capacity.

III)    Final Sanction within 2 to 3 days

Once satisfied we process and sanction the loan and collect the property papers and its details

IV)    Disbursement

Once all approvals are in place, the customer is called in to complete the documentation for disbursal of the loan.

Features of our Affordable Home Loan-

  1. Simple convenient and Quick approvals.
  2. Specifically designed for Self Employed Customers.
  3. Use of Artificial Intelligence(AI) and Machine Learning(ML) for accurate and quick credit assessment.
  4. Competitive interest rates with tenor of up to 15 years

Properties-

Home loan without documents in Mumbai

Agrim Housing Finance  funds properties approved by

  1. Development Authority
  2. RERA Approved Flats
  3. Municipal Corporation/Nagar Palika
  4. Freehold
  5. Gram Panchayat

Agrim Housing Finance Customer Profile

Agrim Housing Finance is  focussed on providing technology driven, best in class, affordable housing finance solutions to self-employed customers from EWS, LIG and the large underserved segment of Indian economy.

We focus to give better quality lives and financial wellbeing to our target profile of self employed in the informal sector like  to plumbers, electricians and 25 others informal sector profiles.

We are putting our best efforts to ensure that these customers are handled by well trained and groomed team members and get best in class customer experience while dealing with Agrim Housing Finance.

Agrim Housing Finance’s technology edge, superior risk analytics and unique distribution proposition provides the company an ability to serve this segment of customers which are of good credit profile but difficult to assess with traditional techniques.

C)    Protect your Home

Provide insurance for the property and life to ensure that the property remains with the family even in unforeseen circumstances

D)    Financial Well-being and enhancing livelihoods

Inculcate saving habits in mutual fund small value SIP and also provide a free portal to connect with prospective customers to enhance livelihood.

HOME LOAN

Housing is a basic human need and there is a vast majority of individuals in India who are deprived of good living conditions and don’t have a proper home. We at Agrim Housing Finance aim to make a difference to the standard of living of the self-employed who do not have access to financing due to lack of proper banking and thereby don’t qualify for a loan as part of the traditional formal assessment.

Agrim Housing Finance through its proprietary risk models, alternate data scoring, fraud/trust scoring and AI techniques is able to properly assess this segment and offer loans to individuals  who want to move in their own house to live comfortably. 

Agrim Housing Finance provides end to end digital ecosystem from Search of the property to financing the property and protecting the home and also opportunities to enhance the financial wellbeing of its customers.

Search your Dream Affordable Home – apnagharkhoj.com

  1. Find your dream affordable home with apnagharkhoj.com the first dedicated portal for Affordable housing search.
  2. Best offers on affordable houses to get great value for money
  3. Environment and Project rating to help you make the right decision
  4. Intelligent and interactive features to decide your location and property

B. Finance your Dream Affordable Home –

We will help provide finance to buy your dream home in the most convenient, transparent and secure manner.

Types of Affordable Home Loans-

  1. Home loan for the purchase of ready to move in Apartment, Flat, Independent home
  2. Self-Construction of Independent home
  3. Extension or Renovation in your existing home

Basic Home Loan Information-

  1. Loan amount INR 5 lacs to INR 25 lacs
  2. Loan tenor: up to 15 years
  3. Rate of Interest: Interest rate would be 11-16% for Home loans
  4. Processing fees would be 1% – 2.5%.
  5. Interest rate: Salaried : 11%-14.5%, Self Employed : 12%-16.5%

Affordable Home Loan Sanction Process-

I)     In Principle Approval in 10 Minutes

  1. Download our Agrim App
  2. Take Photo of Aadhar and Pan Card
  3. Answer simple questions
  4. Get In-principle approval

II)    Agrim Housing Finance(AHF) Official Visit and Personal Discussion the next day

  1. Agrim Housing Finance official visits your place, explain you our process and gets to know you and your business activity and collects all the documents
  2. Agrim Housing Finance officials meet up with you again or do a video call and have a personal discussion to understand your exact plan, needs, requirement, and repayment capacity.

III)    Final Sanction within 2 to 3 days

Once satisfied we process and sanction the loan and collect the property papers and its details

IV)    Disbursement
Once all approvals are in place, the customer is called in to complete the documentation for disbursal of the loan.

Features of our Affordable Home Loan-

  1. Simple convenient and Quick approvals.
  2. Specifically designed for Self Employed Customers.
  3. Use of Artificial Intelligence(AI) and Machine Learning(ML) for accurate and quick credit assessment.
  4. Competitive interest rates with tenor of up to 15 years

Properties-

Agrim Housing Finance  funds properties approved by

  1. Development Authority
  2. RERA Approved Flats
  3. Municipal Corporation/Nagar Palika
  4. Freehold
  5. Gram Panchayat

Agrim Housing Finance Customer Profile

Agrim Housing Finance is  focussed on providing technology driven, best in class, affordable housing finance solutions to self-employed customers from EWS, LIG and the large underserved segment of Indian economy.

We focus to give better quality lives and financial wellbeing to our target profile of self employed in the informal sector like  to plumbers, electricians and 25 others informal sector profiles.

We are putting our best efforts to ensure that these customers are handled by well trained and groomed team members and get best in class customer experience while dealing with Agrim Housing Finance.

Agrim Housing Finance’s technology edge, superior risk analytics and unique distribution proposition provides the company an ability to serve this segment of customers which are of good credit profile but difficult to assess with traditional techniques.

C)    Protect your Home

Provide insurance for the property and life to ensure that the property remains with the family even in unforeseen circumstances

D)    Financial Well-being and enhancing livelihoods

Inculcate saving habits in mutual fund small value SIP and also provide a free portal to connect with prospective customers to enhance livelihood.

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