THE AGRIM STORY

Agrim Housing Finance is an RBI approved housing finance company dedicated to service of the informal, self-employed urban middle class. As home loan experts, we are committed to fulfil the dreams of homeownership of those who yearn to have a roof over their heads to call their own with the dignity they deserve.

AGRIM – अग्रिम stands for First, Excellent, Best

The core mantra of our affordable home loan solutions is to deliver excellence through innovative products, services along with the pride of owning their own home. 

We have taken upon ourselves to make this social impact to the last mile of the Indian Lower Middle-Class families so that ‘Housing for All’ is achieved. For more information about Agrim please click here

Agrim Housing Finance provides the entire ecosystem search and select, finance and own and live in the home of your choice. Right from search of the property to financing the property and also enhancing the livelihood of our customers by providing them a platform to offer their service to others customers in the eco system.

Digital is at the core of our strategy to offer loans following a comprehensive risk assessment process, drawing on assessment models using customer data,  anonymized Credit history, Behavioural preferences, Profile standing,  Fulfilment capacity, Identity characteristics and Trust scores. This is based on credit payments, banking, utility payments, GPS, biometric and facial recognition, profile activity, identity; with data verification at source. By analysing a huge amount of information, we can better measure their ability and willingness to repay money hence provide quick credit offerings in 10 minutes to affordable housing finance informal customers.

Artificial Intelligence (AI) and Machine Learning Technology

Agrim HFC achieves automatic judgment and prediction of users through data mining and machine learning. Combining users’ identity and their behavioural information with our proprietary profile score, risk score, trust score, income assessment and personal discussion enabling prudent customer credit origination. This enhances the customer experience by making it simple, quick and convenient.

Our Values

Vision

We envision being a lender of choice in affordable home loans with our guiding principles of Transparency, Simplicity and Trust. We intend to bring focus on financial inclusion by helping lower to middle-income households in fulfilling their aspirations of owning a home.

Mission

Our aim is to be a trusted home loan provider to and Lower to Middle income families in urban and semi urban areas of India. We aim to create long term sustainable value for our shareholders by upholding ethical standards in order to make a social impact in the society

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THE AGRIM STORY

[/la_heading][vc_column_text css=”.vc_custom_1629353325008{margin-bottom: 20px !important;margin-left: 6px !important;}”]Agrim Housing Finance is an RBI approved housing finance company dedicated to service of the informal, self-employed urban middle class. As home loan experts, we are committed to fulfil the dreams of homeownership of those who yearn to have a roof over their heads to call their own with the dignity they deserve. AGRIM – अग्रिम stands for First, Excellent, Best The core mantra of our affordable home loan solutions is to deliver excellence through innovative products, services along with the pride of owning their own home.  We have taken upon ourselves to make this social impact to the last mile of the Indian Lower Middle-Class families so that ‘Housing for All’ is achieved. For more information about Agrim please click here Agrim Housing Finance provides the entire ecosystem search and select, finance and own and live in the home of your choice. Right from search of the property to financing the property and also enhancing the livelihood of our customers by providing them a platform to offer their service to others customers in the eco system. Digital is at the core of our strategy to offer loans following a comprehensive risk assessment process, drawing on assessment models using customer data,  anonymized Credit history, Behavioural preferences, Profile standing,  Fulfilment capacity, Identity characteristics and Trust scores. This is based on credit payments, banking, utility payments, GPS, biometric and facial recognition, profile activity, identity; with data verification at source. By analysing a huge amount of information, we can better measure their ability and willingness to repay money hence provide quick credit offerings in 10 minutes to affordable housing finance informal customers. Artificial Intelligence (AI) and Machine Learning Technology Agrim HFC achieves automatic judgment and prediction of users through data mining and machine learning. Combining users’ identity and their behavioural information with our proprietary profile score, risk score, trust score, income assessment and personal discussion enabling prudent customer credit origination. This enhances the customer experience by making it simple, quick and convenient.[/vc_column_text][/vc_column][/vc_row][vc_row full_width=”stretch_row_content”][vc_column][la_heading alignment=”left” css=”.vc_custom_1579346651314{margin-top: -10px !important;margin-left: 6px !important;}” title_color=”#000000″]

Our Values

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Vision

[/la_heading][vc_column_text]We envision being a lender of choice in affordable home loans with our guiding principles of Transparency, Simplicity and Trust. We intend to bring focus on financial inclusion by helping lower to middle-income households in fulfilling their aspirations of owning a home.[/vc_column_text][la_heading alignment=”left” css=”.vc_custom_1579346679421{margin-top: -10px !important;margin-left: 6px !important;}” title_color=”#000000″]

Mission

[/la_heading][vc_column_text css_animation=”none” css=”.vc_custom_1595947382473{margin-left: 6px !important;}”]Our aim is to be a trusted home loan provider to and Lower to Middle income families in urban and semi urban areas of India. We aim to create long term sustainable value for our shareholders by upholding ethical standards in order to make a social impact in the society[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column width=”1/4″][vc_column_text]

Our Founder

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Board Members

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Investor Relations

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Partners

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Story of Ganesh Desale of Kalyan

Bholenath and Bharati Desale of Kalyan, a couple in their mid-50s believed that their son Ganesh Desale had a spark of ambition from his very childhood. Earning their living as an autorickshaw driver and a housemaid, the Desale couple had resigned to the fate of living in a one-room kitchen sharing a community restroom and waking up in the wee

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Five things required for self-construction in Bangalore

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Stepping into a new realm of efficiency

On India’s 75th Independence Day, we at Agrim Housing Finance have more than one reason to celebrate. I am elated to share with you that we are moving from on automated to an intelligent platform, christened Agrim Technology on Mobile (ATOM). As a housing finance company dedicated to fulfilling the homeownership dreams of the informal, self-employed segment in India, our

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The Road to her own home

33-year-old Nagamma, is a popular vegetable vendor in Balkum, Thane. She never compromises on  quality, and has an uncanny knack of remembering preferences of her regular customers. During the COVID-led lockdown in Maharashtra, Nagamma not only managed to remain afloat, but she also managed to clock in monthly income of Rs 45,000 to support herself and continue her son’s education.

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An opportunity in adversity- The genesis of a new-age housing finance company in India

[vc_row][vc_column][vc_column_text]At the peak of COVID-19, when news of gloom and doom dominated headlines, a veteran banker, and a seasoned chartered accountant with more than four decades of experience between them, saw a silver lining in times of a pandemic. At a time when the whole of Indian financial sector was combatting a credit crisis, Agrim Housing Finance Company, a new-age

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