Agrim Housing Finance is an RBI approved housing finance company dedicated to service of the informal, self-employed urban middle class. As home loan experts, we are committed to fulfil the dreams of homeownership of those who yearn to have a roof over their heads to call their own with the dignity they deserve.
AGRIM – अग्रिम stands for
The core mantra of our affordable home loan solutions is to deliver excellence through innovative products, services along with the pride of owning their own home.
We have taken upon ourselves to make a social impact through our services to the EWS and LIG households so that ‘Housing for All’ is achieved. For more information about Agrim please click here
Agrim Housing Finance provides end-to-end digital ecosystem from search of the property to financing the property and protecting the home and also opportunities to enhance the financial wellbeing of its customers.
Digital is at the core of our strategy to offer loans following a comprehensive risk assessment process, drawing on assessment models using customer data, anonymized Credit history, Behavioural preferences, Profile standing, Fulfilment capacity, Identity characteristics and Trust scores. This is based on credit payments, banking, utility payments, GPS, biometric and facial recognition, profile activity, identity; with data verification at source. By analysing a huge amount of information, we can better measure their ability and willingness to repay money hence provide quick credit offerings in 10 minutes to affordable housing finance informal customers.
Artificial Intelligence (AI) and Machine Learning Technology
Agrim HFC achieves automatic judgment and prediction of users through data mining and machine learning. Combining users’ identity and their behavioural information with our proprietary profile score, risk score, trust score, income assessment and personal discussion enabling prudent customer credit origination. This enhances the customer experience by making it simple, quick and convenient.
To be the most trusted and innovative provider of affordable home loans—championing financial
inclusion and empowering underserved communities to achieve homeownership and build a better
future.
To make first-time homeownership possible for informal-income families through accessible,
transparent, and technology-driven solutions—delivered at the click of a button.
Our guiding principles are Trust, Transparency, Technology, and Performance.
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