LOAN AGAINST PROPERTY

Agrim Housing Finance will support self employed both in the formal and informal segment to fund their business needs through Loan Against Property(LAP) loans.

LOAN AGAINST PROPERTY

Agrim Housing Finance will support self employed both in the formal and informal segment to fund their business needs through Loan Against Property(LAP) loans.

Types of Business Loans

  1. Business loans against Residential Self Occupied Property.
  2. Business Loans against Commercial Self Occupied property.

Basic Information

  1. Loan amount INR 5 lacs to INR 15 lacs
  2. Loan tenor: up to 10 years, as per norm
  3. Rate of Interest: Rate of interest would be 14% – 19% for loan against property
  4. Processing fees would be 1% – 3%.

Agrim Housing Finance Loan Against Property (LAP) Sanction Process

I.    In Principle Approval in 10 Minutes

  1. Download our Agrim App
  2. Take Photo of Aadhar and Pan Card
  3. Answer simple questions
  4. Get In-principle approval

II.    Agrim Housing Finance(AHF) Official Visit and Personal Discussion the next day

  1. Agrim Housing Finance official visits your place, explain you our process and gets to know you and your business activity and collects all the documents
  2. Agrim Housing Finance officials meet up with you again or do a video call and have a personal discussion to understand your exact plan, needs, requirement, and repayment capacity and understand the end use of the funds to ensure it is for business working capital needs.

III.    Final Sanction within 2 to 3 days

Once satisfied we process and sanction the loan and collect the property papers and its details

IV.    Disbursement

Once all approvals are in place, the customer is called in to complete the documentation for disbursal of the loan.

Agrim Housing Finance  Loan against Property Features

  1. Simple convenient and Quick approvals
  2. Specifically designed for Self Employed customers
  3. Use of Artificial Intelligence(AI) and Machine Learning(ML) for accurate and quick credit assessment
  4. Competitive interest rates
  5. Tenure of up to 10 years for self-employed customers

Types of Business Loans

  1. Business loans against Residential Self Occupied Property.
  2. Business Loans against Commercial Self Occupied property.

Basic Information

  1. Loan amount INR 5 lacs to INR 15 lacs
  2. Loan tenor: up to 10 years, as per norm
  3. Rate of Interest: Rate of interest would be 14% – 19% for loan against property
  4. Processing fees would be 1% – 3%.

Agrim Housing Finance Loan Against Property (LAP) Sanction Process

I.    In Principle Approval in 10 Minutes

  1. Download our Agrim App
  2. Take Photo of Aadhar and Pan Card
  3. Answer simple questions
  4. Get In-principle approval

II.    Agrim Housing Finance(AHF) Official Visit and Personal Discussion the next day

  1. Agrim Housing Finance official visits your place, explain you our process and gets to know you and your business activity and collects all the documents
  2. Agrim Housing Finance officials meet up with you again or do a video call and have a personal discussion to understand your exact plan, needs, requirement, and repayment capacity and understand the end use of the funds to ensure it is for business working capital needs.

III.    Final Sanction within 2 to 3 days

Once satisfied we process and sanction the loan and collect the property papers and its details

IV.    Disbursement

Once all approvals are in place, the customer is called in to complete the documentation for disbursal of the loan.

Agrim Housing Finance  Loan against Property Features

  1. Simple convenient and Quick approvals
  2. Specifically designed for Self Employed customers
  3. Use of Artificial Intelligence(AI) and Machine Learning(ML) for accurate and quick credit assessment
  4. Competitive interest rates
  5. Tenure of up to 10 years for self-employed customers
Cheapest flat in Mumbai

Properties

We fund properties approved by

  1. Development Authority
  2. RERA Approved Flats
  3. Municipal Corporation/Nagar Palika
  4. Freehold
  5. Gram Panchayat

Agrim Housing Finance Our Customer Profile

Agrim Housing Finance  is  focussed on providing technology-driven, best in class, housing finance solutions to self-employed customers from EWS, LIG and the largely underserved segment of the Indian economy.

We focus to give better quality lives and financial wellbeing to our target profile of self employed in the informal sector like  to plumbers, electricians and 25 others informal sector profiles.

We are putting our best efforts to ensure that these customers are handled by well trained and groomed team members and get best in class customer experience while dealing with Agrim Housing Finance.

Agrim Housing Finance has a technology edge, superior risk analytics and unique distribution proposition to provide the company an ability to leverage on the opportunity to serve this segment of customers which are of good credit profile but difficult to assess with traditional assessment techniques.

Properties

We fund properties approved by

  1. Development Authority
  2. RERA Approved Flats
  3. Municipal Corporation/Nagar Palika
  4. Freehold
  5. Gram Panchayat

Agrim Housing Finance Our Customer Profile

Agrim Housing Finance  is  focussed on providing technology-driven, best in class, housing finance solutions to self-employed customers from EWS, LIG and the largely underserved segment of the Indian economy.

We focus to give better quality lives and financial wellbeing to our target profile of self employed in the informal sector like  to plumbers, electricians and 25 others informal sector profiles.

We are putting our best efforts to ensure that these customers are handled by well trained and groomed team members and get best in class customer experience while dealing with Agrim Housing Finance.

Agrim Housing Finance has a technology edge, superior risk analytics and unique distribution proposition to provide the company an ability to leverage on the opportunity to serve this segment of customers which are of good credit profile but difficult to assess with traditional assessment techniques.

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